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Terms of Use

Last Updated: 30 September 2024

Acceptance of Terms

By accessing and using the dimfjord website and enrolling in our courses, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our website or services.

Description of Services

dimfjord provides financial education courses for children, teenagers, adults, and business owners. Our services include:

  • In-person educational courses and workshops
  • Financial literacy training programs
  • Educational resources and materials
  • Course enrollment and registration services

Educational Nature of Content

All content, courses, and materials provided by dimfjord are for educational purposes only. They do not constitute financial advice, investment recommendations, or professional consultation. You should not rely solely on our educational content for making financial decisions.

We recommend consulting with qualified financial advisors, accountants, or other professionals before making specific financial decisions based on information learned in our courses.

Course Enrollment and Payment

Enrollment

By enrolling in a course, you agree to attend scheduled sessions and participate in course activities. Course enrollment is subject to availability.

Payment Terms

All course fees must be paid in full before the start of the course unless alternative arrangements have been agreed upon in writing. Prices are listed in British Pounds (GBP) and include applicable taxes.

Refund Policy

Refund requests must be submitted in writing. Refunds are available under the following conditions:

  • Full refund: Cancellation received more than 14 days before course start date
  • 50% refund: Cancellation received 7-14 days before course start date
  • No refund: Cancellation received less than 7 days before course start date

We reserve the right to cancel courses due to insufficient enrollment or unforeseen circumstances, in which case a full refund will be provided.

User Conduct

When using our website and attending our courses, you agree to:

  • Provide accurate and complete information
  • Respect other participants and instructors
  • Not disrupt course activities
  • Not reproduce or distribute course materials without permission
  • Not use our services for any unlawful purpose

Intellectual Property

All content on this website and in our courses, including text, graphics, logos, images, and course materials, is the property of dimfjord and protected by copyright laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Course participants may use provided materials solely for personal educational purposes.

Disclaimer of Warranties

Our website and courses are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

  • Our services will meet your specific requirements
  • Our services will be uninterrupted or error-free
  • Any results or outcomes can be guaranteed
  • The information provided is complete or current

Limitation of Liability

To the fullest extent permitted by law, dimfjord shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use or inability to use our services
  • Any conduct or content of any third party
  • Unauthorized access to or alteration of your data
  • Financial decisions made based on course content

Indemnification

You agree to indemnify and hold harmless dimfjord, its instructors, employees, and affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these Terms of Use.

Privacy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data practices.

Modifications to Services and Terms

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. We may also update these Terms of Use periodically. Continued use of our services after changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Age Requirements

Our website is intended for use by adults. While we offer courses for children, enrollment and registration must be completed by a parent or legal guardian who is at least 18 years old.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms of Use will otherwise remain in full force and effect.

Contact Information

If you have questions about these Terms of Use, please contact us:

dimfjord
127 Dale Street
Liverpool L2 2JH
United Kingdom
Email: [email protected]

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published by us, constitute the entire agreement between you and dimfjord concerning your use of our services.

dimfjord

Empowering Liverpool families through financial education since 2019.

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